Grants may be awarded while funding is available to assist low income, owner occupied homeowners within the City of Schenectady for a variety of repairs. Liens will be placed on homeowners property for the amount of any awarded grants for a period determine by each specific grant. Each grant has its own qualifications such as homeowners must be current on their mortgage, homeowners insurance and property taxes to name a few. Other guidelines/restrictions apply to each grant and will be discussed during an Informational.

Buyer’s Choice Program – You find the house and make it yours! Receive up to $30,000 in down-payment assistance and necessary repairs. This program is restricted to the City of Schenectady. You must be a first-time homebuyer and meet HUD income guidelines

RESTORE (Residential Emergency Service To Offer Repairs to the Elderly-(aged 60 and older).
Maximum grant up to $10,000 per household. Limited funding available.

ACCESS TO HOME FOR MEDICAID  – This grant provides financial assistance to property owners to make dwelling units accessible for low- and moderate-income persons receiving Medicaid and living with a disability. Maximum grant is up to $25,000, per unit.

Rehab Assistance Program (RAP)- This grant provides financial assistance to low-moderate income homeowners in one-two family homes. This grant address all code violations as well as health and safety issues.

Schenectady County Lead Program

Sign Up For Grant Informational Wait List

Sign Up For Grant Informational Wait List